Few people look forward to checking out health insurance options every year. No matter if you are looking for individual health insurance or group health insurance, the process can feel overwhelming. What’s missing from the equation? An ally who really cares about your well-being.
On paper, we all know that there are more options for health insurance than ever before. For example, millions of Americans are covered through ACA-compliant health insurance plans. But the vast majority of those with health insurance still receive it through their employer, and that can create challenges.
No matter whether you are talking to your HR representative in the office or trying to get information about the ACA marketplace, odds are still good you are missing out on important details. Things you’ll easily overlook can create significant hurdles when you need to use your insurance down the line.
Everyone does their best to make sense of health insurance, but it is a complex, ever-changing topic.
That’s why more and more people throughout Central Florida – and across the United States – are on the lookout for an alternative approach. They want someone who is ready, willing, and able to help in the health insurance decision-making process. The question: Who can do that in a consultative way?
Call up the average large health insurance firm and you’ll end up talking to a health insurance agent who has a sales quota. That person may know their own employer’s products inside and out, but they may be completely ignorant when it comes to all the other options out there.
In any case, they can’t give you that information because it might cause them to lose a sale.
Luckily, there is an alternative. More Central Florida locals are tuning in and getting the help they need from a totally new kind of organization: A health insurance broker. Using a health insurance broker, you have someone on your side throughout the entire health insurance policy selection process.
A Local Health Insurance Broker Makes Choosing the Best Health Insurance Policy Easier Than Ever
Many Americans are in the situation of making important decisions about their health insurance every single year. They may need to update and review their Affordable Care Act plans often, for instance. Or they may have optional changes they can make in their employer-sponsored health insurance plan.
The cost of healthcare is rising, and the complexity of the health insurance landscape is increasing. So, it may seem like these decisions will only get more and more difficult with every passing year. But you can change the way you approach health insurance forever by using a local health insurance broker.
When you partner with a local health insurance broker, you gain access to wide-ranging knowledge about the health insurance market. Your health insurance broker is a completely independent health insurance professional who knows all of your insurance policy options in Central Florida.
A health insurance broker works around the clock to understand local health insurance inside and out. Your broker can easily uncover health insurance options you didn’t know about – including those that would be nearly impossible for someone in the general public to discover alone.
With a local health insurance broker, you know you’re dealing with someone who is not beholden to any health insurance agency or other organization. There are never any sales quotas. This means a broker is free to advise you about the best health insurance for your situation and the final choice is up to you.
The “Local” Part of Local Health Insurance Broker Makes a Big Difference
It wasn’t that long ago when people hoped for a long-lasting, personal relationship with their doctor. While times have changed, you can still have allies in your corner when you’re making big decisions about your life – including a local health insurance broker who’s always there for you.
Local really matters. A trusted health insurance broker maintains a service area of about 30-50 miles so they can get real, comprehensive knowledge about the area’s health insurance market. That also means you can return to your broker any time for more assistance as long as you’re living in the area.
At Choice Health Insurance Brokers, the process starts with you. We learn about your situation and needs, then give you all the facts you need to make an informed decision. As life changes, we remain ready to help you any time – and we’re always glad to hear from you again.
Contact us to get started with the team that cares.