Month: July 2026

Do you have to offer health insurance to part-time staff in Florida? Here’s what the ACA actually requires, and how small businesses can offer a meaningful benefit without adding part-timers to the group plan.

Remote work has quietly broken the traditional small group health plan model. Here’s how Florida employers with out-of-state remote workers can fix network gaps without overhauling their entire benefits strategy.

Florida small business owners often ask if they can put 1099 contractors on their group health plan. The answer is almost always no — here’s what the law actually allows and what to do instead.

A Florida broker’s guide to choosing between national carriers like UnitedHealthcare and Cigna versus regional players like Florida Blue, Ambetter, Oscar, and Molina for small group coverage.

Florida small business owners have more flexibility than they think when it comes to structuring employee health benefits, including ICHRA and multi-tier plan options.

A plain-English breakdown of high deductible health plans for Florida small business owners, including the HSA tax angle, who they work well for, and who they don’t.

The most common, costly health insurance mistakes Florida small business owners make, straight from the field, and how to fix them before they cost you money or good employees.

Honest guidance for Florida small business owners who want to offer health benefits but are genuinely working with a tight budget, plus the low-cost options most owners have never heard of.

Health insurance is the benefit Florida employees value most, and for small businesses in Volusia County and beyond, it can be the difference between keeping good people and starting the hiring process over again.

A practical guide for Florida small business owners on running a smooth annual open enrollment, avoiding common mistakes, and using renewal season to shop for a better deal.