Florida individual health insurance rates are up about 15.3% for 2027. Learn who pays the full increase and five ways to cut costs before Dec 15 renewal.
Month: September 2026
Cigna and Molina Are Leaving Florida’s Individual Market in 2027: What Members Should Do Now
Cigna, Molina, and Sunshine State Health Plan are leaving Florida’s individual market after 2026. How to avoid auto-reassignment and pick a new 2027 plan.
Florida 2027 Open Enrollment Guide: Dates, Deadlines, and What’s Changing
Florida 2027 Open Enrollment runs Nov 1, 2026 to Jan 15, 2027. See deadlines, the return of the 400% FPL cliff, 15.3% rate hikes, and a step-by-step list.
What to Expect During Your First Health Insurance Claim
What to expect during your first health insurance claim: how claims are filed, reading your EOB, why you may owe money, and how to appeal a denial in Florida.
Can You Keep Your Doctor With Your Employer’s Health Insurance Plan?
Can you keep your doctor with your employer’s health insurance? How to verify networks, HMO vs PPO vs EPO, No Surprises Act limits, and what to do next.
Full-Time vs. Part-Time Jobs: Which Come With Better Health Insurance?
Full-time vs part-time health insurance: what employers must offer, part-time eligibility, marketplace subsidies now that the 400% cliff is back, and more.
Health Insurance Premiums, Deductibles, and Out-of-Pocket Costs: A Plain-English Guide
Premiums, deductibles, and out-of-pocket costs explained in plain English, with 2026-2027 ACA out-of-pocket limits, real examples, and metal tier tips.
How Does Family Health Insurance Work vs. Individual Coverage?
Family vs individual health insurance explained: embedded vs aggregate deductibles, 2026-2027 out-of-pocket limits, adding dependents, and Florida options.
How Much Should Your Employer Pay Toward Your Health Insurance?
How much should your employer pay for health insurance? KFF benchmarks, 2026-2027 ACA affordability rules, ICHRA facts, and what a good contribution is.
Is Health Insurance From Your Employer Worth the Cost?
Is employer health insurance worth the cost? Compare your employer plan with the marketplace, the 2026-2027 affordability test, and the family glitch fix.