Health insurance for newly acquired businesses: how asset vs stock purchases affect group plans, COBRA, due diligence, and day-one coverage in Florida.
Tag: cobra
What Happens to Health Insurance If My Business Has Seasonal Employees?
Health insurance for seasonal employees: ACA mandate rules, the seasonal worker exception, COBRA, eligibility rules, and ICHRA options for Florida employers.
How Do I Get Health Insurance Without an Employer?
How to get health insurance without an employer in Florida: 2027 Marketplace subsidies, Medicaid limits, COBRA, a spouse’s plan, KidCare, short-term plans.
How to Negotiate Health Insurance Benefits in Your Job Offer
How to negotiate health insurance benefits in your job offer: what’s negotiable, scripts to use, COBRA bonuses, and comparing offers on total compensation.
What to Do If You Can’t Afford Your Health Insurance Premiums
Can’t afford your health insurance premiums? See 2027 subsidy limits, the 400% cliff, lower-tier plans, HSAs, Medicaid, KidCare, and COBRA options in Florida.
What Happens to Your Health Insurance When You Retire?
What happens to your health insurance when you retire? Pre-65 options like COBRA and the Marketplace, 2027 subsidy limits, and Medicare timing.
What Happens to Your Health Insurance When You Change Jobs?
What happens to your health insurance when you change jobs? Coverage end dates, COBRA timing, Marketplace special enrollment, and how to avoid a coverage gap.
Health Insurance Starting Immediately vs. 90-Day Waiting Periods: What’s Normal?
Health insurance starting immediately vs a 90-day waiting period: what’s legal, what’s typical in Florida, how to negotiate, and how to bridge the gap.
When Does Health Insurance Coverage Start After You’re Hired?
When does health insurance start after you’re hired? Learn the 90-day waiting period rule, first-of-month dates, and how to bridge a coverage gap in Florida.
Health Insurance When Transitioning to Self-Employment
Leaving your job to become self-employed in Florida? Learn the 60-day enrollment window, COBRA vs. marketplace options, and how 2027 subsidies work.