What’s a level-funded health plan? Learn how fixed payments, stop-loss, and year-end refunds work, the risks, and whether it fits your Florida small business.
Tag: small business
What’s a SHOP Plan and Can I Use It?
What’s a SHOP plan and can your Florida small business use it? Learn eligibility, the small business tax credit, participation rules, and 2027 alternatives.
Do I Have to Offer Health Insurance to My Employees?
Are Florida small businesses required to offer health insurance? Learn the 50-FTE employer mandate, 2026-2027 affordability rules, penalties, and ICHRA.
How Much Does Small Business Health Insurance Actually Cost?
What does small business health insurance really cost in Florida? See how contributions, tax deductions, credits, and 2027 small group rate hikes add up.
Can I Offer Health Insurance With Just 2 Employees?
Can you offer health insurance with just 2 employees in Florida? Learn small group minimums, W-2 vs 1099 rules, ICHRA and QSEHRA options, and 2027 rates.
Are There Tax Credits for Small Business Health Insurance?
The Small Business Health Care Tax Credit can cover up to 50% of employee premiums. See who qualifies, SHOP rules in Florida, and how to claim it.
What’s the Difference Between Group Plans and Marketplace Insurance?
Group plans vs marketplace insurance: how they differ on cost, subsidies, participation rules, and portability — plus 2026–2027 affordability rules and ICHRA.
Is a Health Insurance Broker Worth It for Small Businesses?
Is a health insurance broker worth it for small businesses? Brokers cost nothing extra, compare many carriers, and help with 2027 renewals. Here is why.