You know you need health insurance coverage. The older you get, the more important it becomes. Even a healthy adult with no pre-existing conditions should take the time to enroll in a good health insurance plan. That often means comparing different plans once a year. For many Americans, open enrollment is a reminder to double-check […]
Category: Health Insurance
Buying Health Insurance? Be Sure You Know These Terms!
More than a decade after the passage of the Affordable Care Act, health insurance remains one of the most confusing things Americans need to buy. That’s due in part to the fact that there are more than 900 health insurance companies out there, each one claiming to be the best. By instituting standardized health insurance […]
A Local Health Insurance Broker Can Help You Navigate Health Insurance Options
In 2017, experts estimated that there were more than 900 health insurance companies in the United States. Each one of these companies is a middleman that acts as a gatekeeper between consumers and health coverage. If 900 seems like a head-spinning amount, consider this additional fact: About 44% of the market in the U.S. is […]
Why So Many Successful Business Owners Are Looking For ACA Alternative Health Insurance
Love it or hate it, the Affordable Care Act served as the biggest healthcare overhaul in the United States in decades. And it has met some of its goals: Protections for people with pre-existing conditions are stronger than ever, and more than 8 million people are enrolled in ACA health insurance for 2021. That number […]
The Health Insurance Agenda Is Changing: What Business Owners Should Know
Over the last few years, the story of the Affordable Care Act – more popularly known as Obamacare – has had many twists and turns. After the failure of the 2017 “Skinny Repeal” bill, it seemed certain the ACA was here to stay. However, the Supreme Court is now hearing a case against it, initially […]
Looking For ACA Healthcare Alternatives? Beware Catastrophic Health Insurance
Health insurance continues to rank among the top concerns of people from all walks of life here in the United States. While it appears ACA health insurance rules may be upheld in the foreseeable future, there are still significant challenges around securing the right health insurance policy. Health insurance decisions can be difficult on a […]
Supreme Court Signals Health Insurance Changes May Be More Limited Than Thought
Over the last few years, few things have weighed more heavily on employees than health insurance. While most people rely on employer-sponsored health insurance policies, a rough job market has left an increasing number of Americans without traditional health insurance in the midst of a public health crisis. Employers have also been thinking about health […]
One Strategy To Boost The Value Of Health Insurance In Your Employee Benefits
It’s no surprise health insurance continues to lead the way as the most important of employee benefits. Survey after survey shows it: A landmark survey by Fractl found that better health insurance, dental, and vision benefits were named by 54% of respondents as worth “heavy consideration” when making their employment decisions. 34% said they were […]
What Happens if You Miss Open Enrollment?
The year 2020 has been a year like none other and like many people, it is understandable if you might find yourself losing track of time. This year, the open enrollment period for the Affordable Care Act/Public Marketplace for 2021 begins Sunday, November 1 and runs through Tuesday, December 15, 2020. If you do not […]
Yes, You Need Self-Employed Health Insurance
Being your own boss, whether you are a sole proprietor, an independent contractor, or a freelancing gig worker does have its benefits. However, one benefit that you do not have the option for health insurance through an employer provided health plan. As recent unprecedented events have shown, you cannot take your or your family’s health […]